Commercial Mortgages

We Offer Commercial Mortgages Nationwide

Work with the top commercial mortgage broker in the industry offering highly competitive financing for all income producing real estate assets nationwide. Whether you are looking to acquire, improve, cash out, or refinance, our lenders will have the most competitive rates and terms.

Program Details

Most of our mortgages are in the $1 – 50 million range, however can go higher or lower depending on the deal.

Most commercial assets are going to max out at 75% LTV, and multifamily at 80% LTV on a first mortgage.

Typical fixed period are from 5 to 10 years, however our lenders offer longer and shorter fixed periods.

Our products offer anything up to a 30 year amortization, with the ability to build interest only periods into the front of the term. The lower the LTV, the more interest only we can get with full term interest only starting at 65% ltv.

The mortgages we offer or usually non-recourse structures with carve outs, however recourse can be required for certain property types and scenarios.

Our loan products can be used for a variety of purposes, the lenders we work with are highly flexible and can tailor a loan to any specific needs.

We will look at funding all commercial property types, including multifamily, office, Retail, industrial, hotels, self storage, mixed use, mobile home parks, etc.

Would you like to speak to one of our financial advisers?

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Clopton ( is a national commercial mortgage broker in the business of matching borrowers involved in multifamily, industrial, commercial, and mixed-use real estate to lenders suited to their needs for asset-backed funding. Needs invariably include purchasing, refinancing, or rehabbing a property. Irrespective of your direction, our commercial mortgage loan officers will connect you to the best commercial loans at the most competitive rates and easiest terms available. We work every day with private investors, small/middle market real estate entities, and family offices everywhere in the US investing through partnerships, trusts, corporations, LLCs, Delaware Corporations, estates, and even as foreign nationals.


Loan Amounts

Here is some general information about the parameters of our commercial mortgage loans.

  • Loan Amounts: $1 million up to $50 million +
  • Loan to value ratio max: Up to 80%
  • Amortization: up to 30 years amortization, interest only available
  • Fixed Periods: Adjustable, 5-, 7-, 10-, 15-, 20-, 25-, 30-
  • Interest rates: Exceptional, market competitive for each deal
  • Business Lending Area: Every city, town and rural area in the USA
  • Liability outside of collateral: Non-recourse and recourse options


It is our goal to give our clients on-demand access to the most competitive commercial mortgage lenders in the country. Our multi-billion $ of closed deals over 10 years is evidence enough of our strength in developing commercial mortgage lender relationships. Moreover, right through the process from underwriting to closing the deal, you will always be kept abreast of developments on every aspect of your transaction in keeping with the heralded Clopton policy of full transparency. And no matter if your application is big or small you’re always on the receiving end of our undivided attention to get your funding in place as quickly as possible.


To understand commercial mortgages or for more information about commercial loan mortgages from one of the nation’s most trusted mortgage lenders and commercial mortgage loan brokers, fill out the contact form to the right.

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Mortgages we do


If it’s real-time, daily-updated commercial mortgage loan rates you’re after simply go to the menu at the footer of our page.

Also, you should know we are coming to you from a practical standpoint when it comes to commercial real estate financing: we invest ourselves, so we have a true empathy for your concerns from every possible angle.

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Commercial Mortgage Loan Challenges: some real client case studies resolved by us.

Case Study 1

A borrower structured in an LLC wanted to purchase an office building in Fort Lauderdale for $9.5 million that was part of an association with 3 other buildings. The borrower planned to use 3rd party management on a non-owner occupied basis, thus buying the building purely as an investment. We structured a 75% loan-to-value non-recourse loan (i.e. a 25% down payment), with a 10-year very competitive rate, 2 years of interest only on the front-end that transitions to a 30-year amortization in year-3. Our client was satisfied with this arrangement as a way to maximize its cash flow and ROI on the investment with the added benefit of zero personal recourse.

Case Study 2

A borrower in a partnership structure was facing a loan maturing with a balloon payment attached to an apartment building in KY. The investor wanted to contain closing costs and was uncertain what to do with the property. Its goal was a mortgage with a fixed rate but did not want any prepayment on the loan in case the partners decided to sell and repay their debt. We found a lender on our exclusive long-term relationship list able to arrange a commercial mortgage with a 5-year fixed rate, 25-year amortization that did not have any prepayment at all starting on day-1. This way our client was protected against rate increases for 5 years with enough latitude over that time-period to figure out if it wanted to sell or keep the property.

Case Study 3

A corporation borrower with a portfolio of retail centers in Indiana approached us to refinance and cash out on all of the properties. The properties were located across western Indiana and were comprised mainly of grocery-anchored shopping centers. We induced one of our mainstay lenders to structure a portfolio mortgage for $16.5 million across all the properties, that transferred over $6 million into the borrowers pocket, maintained a very competitive 10 year fixed rate and settled on a 30-year amortization, non-recourse.

These are a few case studies taken from myriad unique deals closed over the years. We take the time to understand the needs of each of our real estate investors to provide them with the perfect real estate mortgage for their needs. We’re more than a banking business – we’re a people business. We believe that business banking is built on trusted relationships. To us, you’re more than the value of your investment property or the figures on your mortgage application.